This document describes more about PRO-FILING. It describes the features, benefits and risks associated with using the product known as PRO-FILING. It outlines the constraints and limitations of the product, the conditions of purchase and terms of the guarantee. Although PRO-FILING is NOT a financial product it is primarily concerned with investment and money making through thoroughbred horse racing. This disclosure statement has been developed to provide consumers with a clear understanding of the scope and expectations of the product.

Intending purchasers should read the Statement thoroughly to find out more about PRO-FILING and ensure a full understanding of what to expect of the product, the real chances of it working as described in the promotional material and the risk of success or failure in actual practice.

Every effort has been made to describe the product accurately in the promotional pages and apart from acceptable advertising license no attempt has been made to mislead the reader or exaggerate the claims made.

BETTING, GAMBLING & INVESTMENT:

There is an element of risk in any investment or business activity. Betting on race horses is gambling and gambling is a high risk activity. Investment theory is not always easy to put into practice in the same manner as intended by the originator.

Translating theory into practice may not always work as expected. This is because of our individual differences in attitude, education, perception, ability etc. In general, the percentage of successful investors, especially in horse racing, is relatively small. This does not mean such investment schemes have no merit. But the likelihood that you may not be successful in the application of this product in practice, or any type of investment, is very real and must be accepted.

Purchasers should satisfy themselves as to the merits of the Product and the risks associated with their investment and honestly assess their own ability to put the theory into practice.

THOROUGHBRED HORSE RACING:

The horse racing industry in Australia provides a steady working environment combining reliable performance and superior regulation. It is an ideal platform for betting activities and provides the investor with the best medium for success of any of the gambling industries. Trotting, greyhound racing, lotteries, football, lotto, etc carry higher risks and do not provide the investor with the same qualities. These activities should be avoided by the serious investor.

THE PRODUCT:

PRO-FILING is a handicapping process and selection method only. While certain methods of staking and investment are provided and recommended in the manual they are suggested methods only. While PRO-FILING is recommended for use at Saturday meetings in Sydney, Melbourne and Brisbane metropolitan races, it has not been tested elsewhere and the guarantee does not extend any other location. This does not mean that the principles and concepts of PRO-FILING could not be applied successfully to other locations.

CONDITIONS OF PURCHASE:

PRO-FILING is subject to copyright and is for private and personal use only. No part of the Product may be duplicated in any manner.

The sale of this Product is conditional upon the purchaser not being at liberty to divulge, resell, publish, or make public the information and concepts contained herein in any manner whatsoever.

GUARANTEE:

PRO-FILING is a selection method only and the guarantee does not extend to the domain of financial gain. PRO-FILING is guaranteed to produce winners consistently from the list of contenders obtained by the purchaser using the system in the manner recommended. All claims under this guarantee must be made in writing and are subject to the following conditions:

• That the principles and concepts of PRO-FILING are applied by the purchaser reasonably in accordance with the instructions given in the Manual.
  
• That the principles and concepts of PRO-FILING are applied in good faith by the purchaser.
  
• That the selection method is trialled by the purchaser over a period of at least 24 weeks and records of the process and result statistics are kept by the purchaser.
  
• In the event of a claim the Provider reserves the right to request all records, workouts and results of the process to be submitted for review and evaluation.

The Provider reserves the right to provide further instruction and assistance to the purchaser to ensure application of the principles and concepts are understood and applied correctly.

This written guarantee will accompany the Product on Purchase.

REFUND POLICY:

All claims are subject to the terms of the guarantee. A claim outside the terms of the guarantee will only be considered at the discretion of the Provider. Claims must be made in writing and be supported by evidence of usage or as otherwise requested by the Provider. In all cases the Provider reserves the right to offer a partial refund. Any Product material returned must be in good condition and returned by registered mail by the purchaser. The purchaser is responsible for the condition of any returned material and all costs associated with returning the material must be met by the purchaser. Any damage or soiling of the Product material may negate any right to a refund.

Copying the Product material and returning the Product in an attempt to gain a full or partial refund is illegal. Where this practice and / or copyright infringement is detected or suspected a refund will be refused and the matter reported to the appropriate authorities.

In accordance with consumer guidelines a refund will not be given where the purchaser has a change of mind or simply doesn’t like the Product.

THE PROVIDER:

Harold French is acknowledged as the originator and author of PRO-FILING. Harold French is the owner of the domain name bettinghorses2win.com, and also trades as the Australian College of Professional Betting and Selecting and other business names registered in New South Wales under the Business Names Act. PRO-FILING is a trade mark used to identify this Product and the selection process.

DISCLAIMER:

The Provider, author, promoter, publisher and distributor of this Product accept no responsibility or liability, whether whole or in part, for any loss, financial or otherwise, that may be incurred by any person using the whole or part of the contents of the Product or while applying the principles and concepts of PRO-FILING in practice.

Reference to any past results or profit implied or otherwise, either in the Product manual or promotional pages, is meant to demonstrate the effectiveness and potential of PRO-FILING but does not guarantee future performance. Purchasers are advised to trial any method before any investment and to satisfy themselves as to the merits of the information contained in the Product prior to use. Financial success cannot be guaranteed and ultimately responsibility for success or failure must rest with the individual.

PRODUCT SUPPORT:

Difference of opinion is what makes horse racing and when it come to selecting winning horses a degree of subjectivity must always exist. No correspondence or discussion regarding any results published or claimed by the Provider, author or publisher will be entered into.

However, it is recognised that the interpretation and application of the principles and concepts of PRO-FILING is a subjective process and the Provider invites purchasers to write for assistance, further explanation or clarification of any aspect of the Product or the selection process. Although personal contact with the Provider is available for the purchaser, inquiries should be made in writing and the Provider reserves the right to limit the number of approaches made by any one person or firm.

COSTS:

The cost of purchasing PRO-FILING is determined by the Provider and takes into consideration the research and development history of the Product, the experience and skills of the originator and the perceived value of the information provided.

Purchasers should be aware that additional costs, such as betting and racecourse expenses, may be incurred to put this method into practice. These costs are unrelated to the Provider and outside the sphere of the Product.

There may also be income tax implications on amounts gained from betting and this will depend on the personal circumstances of the purchaser.